Insurance And Financing

Medicare

Original Medicare (Part A and Part B) does not cover hearing aids.

However, Medicare-eligible beneficiaries may still have options for hearing coverage—either through a state Medicaid program (for those who receive Medicaid) or through a Medicare Advantage plan.

Medicaid could cover hearing aids, depending on your coverage and where you live. Click here to learn more about Medicaid programs offered state-by-state.

Medicare Advantage plan

Medicare Advantage (also called Part C or MA) could cover hearing aids because plans vary by location, and benefits included also vary from plan to plan. To learn more about coverage in your area, you can search using the Medicare Plan Finder or call your local Medicare office.

Aetna

Most Aetna benefit plans exclude coverage of hearing aids. Any applicable benefit plan exclusions and limitations for coverage of hearing aids would apply to air conduction hearing aids, implantable hearing aids and semi-implantable hearing aids.

More information on Aetna hearing aid coverage. More information on Aetna hearing aid coverage.

Blue Cross/Blue Shield

Blue Cross/Blue Shield offers supplemental plans for hearing aid service benefits. These benefits are determined by state. They also have an additional plan called “Blue 365”, which offers additional benefits outside of regular plans. Learn more aboutBlue 365 hearing healthcare here.

Cigna is partnered with a hearing healthcare company named Amplifon to offer their customers a specific kind of coverage. If you have coverage through Cigna, you may be able to get additional coverage through their plan.Learn more of Cigna/Amplifon coverage here.

United Healthcare also partners with a hearing healthcare company. Health Innovations (a United Health company) is a separate group that covers all things hearing health and hearing aids. Please visit Health Innovations website to learn more.

Humana has partnered with TruHearing to offer an affordable hearing aid benefit to Medicare recipients (and this is Medicare beneficiaries in select states). The hearing aid benefit is offered on Humana Medicare Advantage HMO plans.Visit their website to learn more about Humana/TruHearing.

WellCare offers hearing healthcare benefits under their WellCare Value HMO plan. If you have the WellCare Value HMO plan, you can find a provider in your area by using this tool.

TriWest The Healthcare Alliance is contracted with the VA (the Department of Veteran Affairs) to offer their members hearing healthcare and hearing aids. All hearing aid devices will be ordered and procured through the VA, using devices that are currently on the VA Hearing Aid contract. Here is a quick reference guide that covers all regions.

AARP is a United States-based interest group whose stated mission is “to empower people to choose how they live as they age”. If you have AARP or are thinking about joining AARP, you may be able to take advantage of their hearing healthcare benefits.

To learn more about AARP’s hearing aid coverage and hearing healthcare insurance program click here.

CareCredit is the most widely used patient finance program. CareCredit works like a credit card but is exclusive for healthcare services. They offer monthly payment options, no up-front costs to patients, no prepayment penalties and no annual fees. Short-term, no-interest plans are available as well as longer term plans with fixed interest rates. Speak with our team of professionals to see if this may be an option for you.